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Last Update: 2024-12-27 15:27:23
Affinity Bancshares Inc. ( AFBI ) https://myaffinitybank.com
21.81USD
Sector:
Financial Services
Industry:
Banks-Regional
Country:
United States
1y
3y
5y
10y
Historical Returns*:
SPY
27.80%
AFBI
35.38%
SPY
32.66%
AFBI
44.44%
SPY
108.59%
AFBI
75.03%
SPY
302.52%
AFBI
0.00%
*Assumes dividends reinvested
Market Stats:
Market Capitalization($MM)
Enterprise Value($MM)
Daily Volume(MM)
144.53
781.40
0.00
Valuation Metrics:
Price/Earnings Ratio
Price/Sales Ratio
Price/Book Value
FCF Yield(%)
Dividend Yield(%)
EV/EBITDA
25.77
2.93
1.13
3.52
0.00
95.01
Profitability Stats:
Operating Margin %(ttm)
Gross Profit %(ttm)
EBITDA Margin %(ttm)
17.69
100.00
16.30
Shareholder Value Creation:
Cost of Capital %(est)
ROIC %(ttm)
ROCE %(ttm)
Beta
6.2336
1.17
1.02
0.52
Other Earnings and Cash Flow Stats:
Affinity Bancshares Inc. ( AFBI ) Net Income TTM ($MM) is 5.61
Affinity Bancshares Inc. ( AFBI ) Operating Income TTM ($MM) is 7.17
Affinity Bancshares Inc. ( AFBI ) Owners' Earnings Annual ($MM) is 0.00
Affinity Bancshares Inc. ( AFBI ) Current Price to Owners' Earnings ratio is 0.00
Affinity Bancshares Inc. ( AFBI ) EBITDA TTM ($MM) is 7.85
Affinity Bancshares Inc. ( AFBI ) EBITDA Margin is 16.30%
Capital Allocation:
Affinity Bancshares Inc. ( AFBI ) has paid 0.00 dividends per share and bought back -0.118354 million shares in the past 12 months
Affinity Bancshares Inc. ( AFBI ) has increased its debt by 649.174 million USD in the last 12 months
Capital Structure:
Affinity Bancshares Inc. ( AFBI ) Interest-bearing Debt ($MM) as of last quarter is 689
Affinity Bancshares Inc. ( AFBI ) Annual Working Capital Investments ($MM) are -155
Affinity Bancshares Inc. ( AFBI ) Book Value ($MM) as of last quarter is 128
Affinity Bancshares Inc. ( AFBI ) Debt/Capital as of last quarter is 536%
Other Balance Sheet Stats:
Affinity Bancshares Inc. ( AFBI ) has 52 million in cash on hand as of last quarter
Affinity Bancshares Inc. ( AFBI ) has 312 million of liabilities due within 12 months, and long term debt 51 as of last quarter
Affinity Bancshares Inc. ( AFBI ) has 6 common shares outstanding as of last quarter
Affinity Bancshares Inc. ( AFBI ) has 0 million USD of preferred stock value
Academic Scores:
Affinity Bancshares Inc. ( AFBI ) Altman Z-Score is -0.03 as of last quarter
Affinity Bancshares Inc. ( AFBI ) Piotroski Score is 4.00 as of last quarter
Corporate Governance:
Affinity Bancshares Inc. ( AFBI ) largest shareholder is owning shares at 0.00 ($MM) value
Roberts Howard G(an insider) Sold 703 shares of Affinity Bancshares Inc. ( AFBI ) for the amount of $15114.50 on 2024-11-19
28.80% of Affinity Bancshares Inc. ( AFBI ) is held by insiders, and 22.17% is held by institutions
Affinity Bancshares Inc. ( AFBI ) went public on 2021-01-21
Other Affinity Bancshares Inc. ( AFBI ) financial metrics:
FCF:4.87
Unlevered Free Cash Flow:0.00
EPS:1.05
Operating Margin:17.69
Gross Profit Margin:100.00
Div. Payout Ratio%:0.00
Div. Growth YoY%:0.00
Equity Return%:5.39
Beta:0.52
Buffet's Owners Earnings:0.00
Price to Owner's Earnings:0.00
About Affinity Bancshares Inc. ( AFBI ) :
Affinity Bancshares, Inc. operates as the holding company for Affinity Bank that engages in the provision of various banking products and services in Georgia. The company accepts various deposit accounts, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts. It also offers commercial real estate, commercial and industrial, one- to four-family residential real estate, construction and land, and consumer loans. In addition, the company invests in U.S. treasury securities; securities and obligations issued by the U.S. government and its agencies, or government sponsored enterprises, including mortgage-backed securities and collateralized mortgage obligations; corporate and municipal bonds; certificates of deposit in other financial institutions; and federal and money market funds. Further, it operates a virtual bank under the name FitnessBank, which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. The company was founded in 1928 and is headquartered in Covington, Georgia.
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