Tickernomics

10y

Historical Returns*:

SPY

27.80%

BFH

90.95%

SPY

32.66%

BFH

1.01%

SPY

108.59%

-18.08%

BFH

SPY

302.52%

-65.31%

BFH

*Assumes dividends reinvested

Market Stats:

Market Capitalization($MM)

Enterprise Value($MM)

Daily Volume(MM)

3229.32

9286.32

0.22

Valuation Metrics:

Price/Earnings Ratio

Price/Sales Ratio

Price/Book Value

FCF Yield(%)

Dividend Yield(%)

EV/EBITDA

10.35

0.69

1.04

82.72

1.33

20.01

Profitability Stats:

Operating Margin %(ttm)

Gross Profit %(ttm)

EBITDA Margin %(ttm)

0.23

100.00

9.34

Shareholder Value Creation:

Cost of Capital %(est)

ROIC %(ttm)

ROCE %(ttm)

Beta

12.0112

2.13

1.57

2.09

Other Earnings and Cash Flow Stats:

BREAD FINANCIAL HOLDINGS INC. ( BFH ) Net Income TTM ($MM) is 312.00

BREAD FINANCIAL HOLDINGS INC. ( BFH ) Operating Income TTM ($MM) is 15.00

BREAD FINANCIAL HOLDINGS INC. ( BFH ) Owners' Earnings Annual ($MM) is 0.00

BREAD FINANCIAL HOLDINGS INC. ( BFH ) Current Price to Owners' Earnings ratio is 0.00

BREAD FINANCIAL HOLDINGS INC. ( BFH ) EBITDA TTM ($MM) is 107.00

BREAD FINANCIAL HOLDINGS INC. ( BFH ) EBITDA Margin is 9.34%

Capital Allocation:

BREAD FINANCIAL HOLDINGS INC. ( BFH ) has paid 0.84 dividends per share and bought back -0.9 million shares in the past 12 months

BREAD FINANCIAL HOLDINGS INC. ( BFH ) has increased its debt by 4987.0 million USD in the last 12 months

Capital Structure:

BREAD FINANCIAL HOLDINGS INC. ( BFH ) Interest-bearing Debt ($MM) as of last quarter is 9508

BREAD FINANCIAL HOLDINGS INC. ( BFH ) Annual Working Capital Investments ($MM) are 1523

BREAD FINANCIAL HOLDINGS INC. ( BFH ) Book Value ($MM) as of last quarter is 3112

BREAD FINANCIAL HOLDINGS INC. ( BFH ) Debt/Capital as of last quarter is 299%

Other Balance Sheet Stats:

BREAD FINANCIAL HOLDINGS INC. ( BFH ) has 3451 million in cash on hand as of last quarter

BREAD FINANCIAL HOLDINGS INC. ( BFH ) has 761 million of liabilities due within 12 months, and long term debt 4754 as of last quarter

BREAD FINANCIAL HOLDINGS INC. ( BFH ) has 51 common shares outstanding as of last quarter

BREAD FINANCIAL HOLDINGS INC. ( BFH ) has 0 million USD of preferred stock value

Academic Scores:

BREAD FINANCIAL HOLDINGS INC. ( BFH ) Altman Z-Score is 0.60 as of last quarter

BREAD FINANCIAL HOLDINGS INC. ( BFH ) Piotroski Score is 7.00 as of last quarter

Corporate Governance:

BREAD FINANCIAL HOLDINGS INC. ( BFH ) largest shareholder is owning shares at 0.00 ($MM) value

Fawcett John J.(an insider) Bought 1000 shares of BREAD FINANCIAL HOLDINGS INC. ( BFH ) for the amount of $51020.00 on 2024-10-28

0.70% of BREAD FINANCIAL HOLDINGS INC. ( BFH ) is held by insiders, and 109.21% is held by institutions

BREAD FINANCIAL HOLDINGS INC. ( BFH ) went public on 2001-06-15

About BREAD FINANCIAL HOLDINGS INC. ( BFH ) :

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. It offers its products under the Bread CashbackTM, Bread PayTM, and Bread SavingsTM brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.

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