Other Earnings and Cash Flow Stats:
COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) Net Income TTM ($MM) is 166.39
COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) Operating Income TTM ($MM) is 237.92
COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) Owners' Earnings Annual ($MM) is 0.00
COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) Current Price to Owners' Earnings ratio is 0.00
COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) EBITDA TTM ($MM) is 262.75
COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) EBITDA Margin is 27.66%
Capital Allocation:
COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) has paid 1.84 dividends per share and bought back 0.713229 million shares in the past 12 months
COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) has increased its debt by 285.085 million USD in the last 12 months
Capital Structure:
COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) Interest-bearing Debt ($MM) as of last quarter is 932
COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) Annual Working Capital Investments ($MM) are 2
COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) Book Value ($MM) as of last quarter is 1784
COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) Debt/Capital as of last quarter is 55%
Other Balance Sheet Stats:
COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) has 346 million in cash on hand as of last quarter
COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) has 3904 million of liabilities due within 12 months, and long term debt 716 as of last quarter
COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) has 52 common shares outstanding as of last quarter
COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) has 0 million USD of preferred stock value
Academic Scores:
COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) Altman Z-Score is 0.09 as of last quarter
COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) Piotroski Score is 6.00 as of last quarter
Corporate Governance:
COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) largest shareholder is owning shares at 0.00 ($MM) value
Whipple John F.(an insider) Sold 3937 shares of COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) for the amount of $287802.18 on 2024-11-25
1.29% of COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) is held by insiders, and 72.78% is held by institutions
COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) went public on 1985-11-27
Other COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) financial metrics:
FCF:209.03
Unlevered Free Cash Flow:0.00
EPS:3.32
Operating Margin:23.77
Gross Profit Margin:100.00
Div. Payout Ratio%:58.49
Div. Growth YoY%:3.95
Equity Return%:9.84
Beta:0.61
Buffet's Owners Earnings:0.00
Price to Owner's Earnings:0.00
About COMMUNITY FINANCIAL SYSTEM INC. ( CBU ) :
Community Bank System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, and municipal customers. It operates through three segments: Banking, Employee Benefit Services, and All Other. The company offers various deposits products, such as interest and noninterest -bearing checking, savings, and money market deposit accounts, as well as time deposits. It also provides loans, including consumer mortgages; general purpose commercial and industrial loans, and mortgages on commercial properties; paycheck protection program loans; installment loans that are originated through selected dealerships and are secured by automobiles, marine, and other recreational vehicles; personal installment loans and check credit lines of credit for consumers; and home equity products. In addition, the company offers broker-dealer and investment advisory; cash management, investment, and treasury services; asset management services; and employee benefit services, as well as operates as a full-service insurance agency that provides personal and commercial lines of insurance, and other risk management products and services. Further, it offers contribution plan administration, employee benefit trust, collective investment fund, retirement plan administration and benefit consulting, fund administration, transfer agency, actuarial and benefit consulting, VEBA/HRA, and health and welfare consulting services; and act as an investor in residential and commercial real estate activities. Additionally, the company offers wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust, and personal financial planning services; and investment alternatives, including stocks, bonds, mutual funds, and insurance and advisory products, as well as master recordkeeping services. Community Bank System, Inc. was founded in 1866 and is headquartered in DeWitt, New York.
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