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Last Update: 2024-03-28 02:13:04
Southern California Bancorp CA ( BCAL ) https://www.banksocal.com
14.75USD
Sector:
Financial Services
Industry:
Banks - Regional
Country:
United States
1y
3y
5y
10y
Historical Returns*:
SPY
31.15%
-1.34%
BCAL
SPY
32.74%
BCAL
2.79%
SPY
92.93%
BCAL
11.32%
SPY
224.41%
BCAL
110.71%
*Assumes dividends reinvested
Market Stats:
Market Capitalization($MM)
Enterprise Value($MM)
Daily Volume(MM)
270.76
235.92
0.04
Valuation Metrics:
Price/Earnings Ratio
Price/Sales Ratio
Price/Book Value
FCF Yield(%)
Dividend Yield(%)
EV/EBITDA
9.03
2.78
0.94
21.10
0.00
5.29
Profitability Stats:
Operating Margin %(ttm)
Gross Profit %(ttm)
EBITDA Margin %(ttm)
39.01
100.00
45.00
Shareholder Value Creation:
Cost of Capital %(est)
ROIC %(ttm)
ROCE %(ttm)
Beta
5.389
2.86
2.89
0.30
Other Earnings and Cash Flow Stats:
Southern California Bancorp CA ( BCAL ) Net Income TTM ($MM) is 30.18
Southern California Bancorp CA ( BCAL ) Operating Income TTM ($MM) is 43.23
Southern California Bancorp CA ( BCAL ) Owners' Earnings Annual ($MM) is 33.15
Southern California Bancorp CA ( BCAL ) Current Price to Owners' Earnings ratio is 7.92
Southern California Bancorp CA ( BCAL ) EBITDA TTM ($MM) is 44.12
Southern California Bancorp CA ( BCAL ) EBITDA Margin is 45.00%
Capital Allocation:
Southern California Bancorp CA ( BCAL ) has paid 0.00 dividends per share and bought back -0.428832 million shares in the past 12 months
Southern California Bancorp CA ( BCAL ) has increased its debt by 76.998 million USD in the last 12 months
Capital Structure:
Southern California Bancorp CA ( BCAL ) Interest-bearing Debt ($MM) as of last quarter is 77
Southern California Bancorp CA ( BCAL ) Annual Working Capital Investments ($MM) are 1
Southern California Bancorp CA ( BCAL ) Book Value ($MM) as of last quarter is 288
Southern California Bancorp CA ( BCAL ) Debt/Capital as of last quarter is 27%
Other Balance Sheet Stats:
Southern California Bancorp CA ( BCAL ) has 86 million in cash on hand as of last quarter
Southern California Bancorp CA ( BCAL ) has 12 million of liabilities due within 12 months, and long term debt 25 as of last quarter
Southern California Bancorp CA ( BCAL ) has 18 common shares outstanding as of last quarter
Southern California Bancorp CA ( BCAL ) has 0 million USD of preferred stock value
Academic Scores:
Southern California Bancorp CA ( BCAL ) Altman Z-Score is 0.30 as of last quarter
Southern California Bancorp CA ( BCAL ) Piotroski Score is 5.00 as of last quarter
Corporate Governance:
Southern California Bancorp CA ( BCAL ) largest shareholder is owning shares at 0.00 ($MM) value
(an insider) shares of Southern California Bancorp CA ( BCAL ) for the amount of $ on
23.14% of Southern California Bancorp CA ( BCAL ) is held by insiders, and 35.88% is held by institutions
Southern California Bancorp CA ( BCAL ) went public on 2015-12-22
Other Southern California Bancorp CA ( BCAL ) financial metrics:
FCF:34.46
Unlevered Free Cash Flow:35.00
EPS:1.43
Operating Margin:39.01
Gross Profit Margin:100.00
Div. Payout Ratio%:0.00
Div. Growth YoY%:0.00
Equity Return%:9.10
Beta:0.30
Buffet's Owners Earnings:33.15
Price to Owner's Earnings:7.92
About Southern California Bancorp CA ( BCAL ) :
Southern California Bancorp operates as the holding company for Bank of Southern California, N.A. that provides various financial products to individuals, professionals, and small-to medium-sized businesses. The company offers checking, personal and business savings, and money market accounts, as well as certificates of deposit. It also provides home equity lines of credit, business loans and lines of credit, commercial real estate and construction loans, small business administration loans, letters of credit, and personal and business credit cards. In addition, the company provides cash vault, sweep accounts, and remote deposit capture services; online and mobile banking services; courier service; lockbox services; and merchant services. It operates branches in San Diego, Orange, Ventura, Los Angeles, and Riverside counties, as well as the Inland Empire. The company was founded in 2001 and is headquartered in San Diego, California.
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