TICKERNOMICS Sign up
Last Update: 2024-03-28 02:15:23
Generations Bancorp NY Inc. ( GBNY ) https://www.mygenbank.com
10.04USD
Sector:
Financial Services
Industry:
Banks-Regional
Country:
United States
1y
3y
5y
10y
Historical Returns*:
SPY
31.15%
-3.24%
GBNY
SPY
32.74%
GBNY
1.41%
SPY
92.93%
GBNY
0.00%
SPY
224.41%
GBNY
0.00%
*Assumes dividends reinvested
Market Stats:
Market Capitalization($MM)
Enterprise Value($MM)
Daily Volume(MM)
22.09
41.34
0.00
Valuation Metrics:
Price/Earnings Ratio
Price/Sales Ratio
Price/Book Value
FCF Yield(%)
Dividend Yield(%)
EV/EBITDA
-24.14
1.89
0.06
-7.06
0.00
191.37
Profitability Stats:
Operating Margin %(ttm)
Gross Profit %(ttm)
EBITDA Margin %(ttm)
-19.55
100.00
1.63
Shareholder Value Creation:
Cost of Capital %(est)
ROIC %(ttm)
ROCE %(ttm)
Beta
4.27
-0.21
-0.85
0.00
Other Earnings and Cash Flow Stats:
Generations Bancorp NY Inc. ( GBNY ) Net Income TTM ($MM) is -0.45
Generations Bancorp NY Inc. ( GBNY ) Operating Income TTM ($MM) is 3.98
Generations Bancorp NY Inc. ( GBNY ) Owners' Earnings Annual ($MM) is 0.00
Generations Bancorp NY Inc. ( GBNY ) Current Price to Owners' Earnings ratio is 0.00
Generations Bancorp NY Inc. ( GBNY ) EBITDA TTM ($MM) is 4.99
Generations Bancorp NY Inc. ( GBNY ) EBITDA Margin is 1.63%
Capital Allocation:
Generations Bancorp NY Inc. ( GBNY ) has paid 0.00 dividends per share and bought back 0.249 million shares in the past 12 months
Generations Bancorp NY Inc. ( GBNY ) has increased its debt by 6.47 million USD in the last 12 months
Capital Structure:
Generations Bancorp NY Inc. ( GBNY ) Interest-bearing Debt ($MM) as of last quarter is 49
Generations Bancorp NY Inc. ( GBNY ) Annual Working Capital Investments ($MM) are 312
Generations Bancorp NY Inc. ( GBNY ) Book Value ($MM) as of last quarter is 384
Generations Bancorp NY Inc. ( GBNY ) Debt/Capital as of last quarter is 140%
Other Balance Sheet Stats:
Generations Bancorp NY Inc. ( GBNY ) has 8 million in cash on hand as of last quarter
Generations Bancorp NY Inc. ( GBNY ) has 9 million of liabilities due within 12 months, and long term debt 33 as of last quarter
Generations Bancorp NY Inc. ( GBNY ) has 2 common shares outstanding as of last quarter
Generations Bancorp NY Inc. ( GBNY ) has 0 million USD of preferred stock value
Academic Scores:
Generations Bancorp NY Inc. ( GBNY ) Altman Z-Score is 1.68 as of last quarter
Generations Bancorp NY Inc. ( GBNY ) Piotroski Score is 5.00 as of last quarter
Corporate Governance:
Generations Bancorp NY Inc. ( GBNY ) largest shareholder is owning shares at 0.00 ($MM) value
Menzo D Case(an insider) Bought 3271 shares of Generations Bancorp NY Inc. ( GBNY ) for the amount of $29537.13 on 2023-06-13
28.77% of Generations Bancorp NY Inc. ( GBNY ) is held by insiders, and 30.55% is held by institutions
Generations Bancorp NY Inc. ( GBNY ) went public on 2021-01-13
Other Generations Bancorp NY Inc. ( GBNY ) financial metrics:
FCF:-1.34
Unlevered Free Cash Flow:-311.71
EPS:-1.16
Operating Margin:-19.55
Gross Profit Margin:100.00
Div. Payout Ratio%:0.00
Div. Growth YoY%:0.00
Equity Return%:-7.36
Beta:0.00
Buffet's Owners Earnings:0.00
Price to Owner's Earnings:0.00
About Generations Bancorp NY Inc. ( GBNY ) :
Generations Bancorp NY, Inc. operates as a holding company for Generations Bank that provides various banking products and services. The company accepts various deposit accounts, including demand, NOW, money market, savings, and certificates of deposit accounts. It also provides one- to four-family residential real estate, commercial real estate and multi-family, consumer business, manufactured home, automobile, student, recreational vehicle, construction, and other consumer loans, as well as home equity loans and lines of credit. In addition, it invests in securities, including corporate and municipal bonds issued by states, local municipalities, and schools in the northeastern United States; and mortgage-backed securities issued by the U.S. government sponsored entities and Federal Home Loan Bank stock, as well as offers insurance and other financial products. It operates through primary office in Seneca Falls, New York; and eight full-service branch offices and one drive-through facility located in Auburn, Farmington, Geneva, Medina, Phelps, Union Springs, and Waterloo, New York. The company was founded in 1870 and is headquartered in Seneca Falls, New York.
User Content from Tickernomics. Created by Luminus.
DISCLAIMER

This web site and its creators are not certified financial advisors. All opinions/suggestions expressed on this website should not be treated as specific inducement to make a particular investment or follow a particular strategy, but only as an expression of an opinion.The Company doesn't warrant the information provided on the website for its completeness or accuracy, and it should not be relied upon as such. The Company is not under any obligation to update or correct any information provided on this website.The content of this website is published in the United States of America and persons who access it agree to do so in accordance with applicable U.S. law.Past performance is not indicative of future results. The Company doesn't guarantee any specific outcome or profit. You should be aware of the real risk of loss in following any strategy or investment discussed on this website.Strategies or investments discussed may fluctuate in price or value. Investors may get back less than invested. Investments or strategies mentioned on this website may not be suitable for you. This material does not take into account your particular investment objectives,financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned on this website. Before acting on information on this website, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment adviser.