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Last Update: 2023-12-23 06:02:10
PENNS WOODS BANCORP INC ( PWOD ) https://www.pwod.com
23.41USD
Sector:
Financial Services
Industry:
Banks-Regional
Country:
United States
1y
3y
5y
10y
Historical Returns*:
SPY
23.45%
-7.53%
PWOD
SPY
30.72%
PWOD
14.52%
SPY
112.82%
PWOD
37.29%
SPY
201.04%
PWOD
58.91%
*Assumes dividends reinvested
Market Stats:
Market Capitalization($MM)
Enterprise Value($MM)
Daily Volume(MM)
169.23
592.32
0.01
Valuation Metrics:
Price/Earnings Ratio
Price/Sales Ratio
Price/Book Value
FCF Yield(%)
Dividend Yield(%)
EV/EBITDA
10.87
2.61
0.97
11.51
5.47
20.61
Profitability Stats:
Operating Margin %(ttm)
Gross Profit %(ttm)
EBITDA Margin %(ttm)
17.51
100.00
44.35
Shareholder Value Creation:
Cost of Capital %(est)
ROIC %(ttm)
ROCE %(ttm)
Beta
6.3854
1.40
1.15
0.61
Other Earnings and Cash Flow Stats:
PENNS WOODS BANCORP INC ( PWOD ) Net Income TTM ($MM) is 16.64
PENNS WOODS BANCORP INC ( PWOD ) Operating Income TTM ($MM) is 30.45
PENNS WOODS BANCORP INC ( PWOD ) Owners' Earnings Annual ($MM) is 0.00
PENNS WOODS BANCORP INC ( PWOD ) Current Price to Owners' Earnings ratio is 0.00
PENNS WOODS BANCORP INC ( PWOD ) EBITDA TTM ($MM) is 31.37
PENNS WOODS BANCORP INC ( PWOD ) EBITDA Margin is 44.35%
Capital Allocation:
PENNS WOODS BANCORP INC ( PWOD ) has paid 1.28 dividends per share and bought back -0.177712 million shares in the past 12 months
PENNS WOODS BANCORP INC ( PWOD ) has increased its debt by 440.372 million USD in the last 12 months
Capital Structure:
PENNS WOODS BANCORP INC ( PWOD ) Interest-bearing Debt ($MM) as of last quarter is 607
PENNS WOODS BANCORP INC ( PWOD ) Annual Working Capital Investments ($MM) are -28
PENNS WOODS BANCORP INC ( PWOD ) Book Value ($MM) as of last quarter is 174
PENNS WOODS BANCORP INC ( PWOD ) Debt/Capital as of last quarter is 348%
Other Balance Sheet Stats:
PENNS WOODS BANCORP INC ( PWOD ) has 35 million in cash on hand as of last quarter
PENNS WOODS BANCORP INC ( PWOD ) has 196 million of liabilities due within 12 months, and long term debt 411 as of last quarter
PENNS WOODS BANCORP INC ( PWOD ) has 7 common shares outstanding as of last quarter
PENNS WOODS BANCORP INC ( PWOD ) has 0 million USD of preferred stock value
Academic Scores:
PENNS WOODS BANCORP INC ( PWOD ) Altman Z-Score is 0.21 as of last quarter
PENNS WOODS BANCORP INC ( PWOD ) Piotroski Score is 4.00 as of last quarter
Corporate Governance:
PENNS WOODS BANCORP INC ( PWOD ) largest shareholder is Cetera Advisor Networks LLC owning 48660 shares at 1.14 ($MM) value
Charles E Kranich(an insider) Bought 668 shares of PENNS WOODS BANCORP INC ( PWOD ) for the amount of $16773.48 on 2023-08-28
4.15% of PENNS WOODS BANCORP INC ( PWOD ) is held by insiders, and 18.91% is held by institutions
PENNS WOODS BANCORP INC ( PWOD ) went public on 1996-05-30
Other PENNS WOODS BANCORP INC ( PWOD ) financial metrics:
FCF:20.20
Unlevered Free Cash Flow:0.00
EPS:1.23
Operating Margin:17.51
Gross Profit Margin:100.00
Div. Payout Ratio%:59.46
Div. Growth YoY%:0.00
Equity Return%:5.10
Beta:0.61
Buffet's Owners Earnings:0.00
Price to Owner's Earnings:0.00
About PENNS WOODS BANCORP INC ( PWOD ) :
Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations. It accepts time, demand, and savings deposits, including super NOW accounts, statement savings accounts, money market accounts, and certificates of deposit, as well as checking and IRAs accounts. The company also offers loan products comprising residential, commercial, and construction real estate loans; agricultural loans for the purchase or improvement of real estate; commercial loans for the acquisition and improvement of real estate, purchase of equipment, and working capital purposes; letters of credit; consumer loans, such as construction and residential mortgages, home equity loans and lines, automobile financing, personal loans and lines of credit, and overdraft and check lines; and revolving credit loans with overdraft protection. In addition, it provides securities brokerage and financial planning services, which include the sale of life insurance products, annuities, and estate planning services; property and casualty, and auto insurance products; safe deposit services; ATM services; and Internet and telephone banking services. Further, the company engages in real estate transactions and investment activities. It operates through a network of offices located in Clinton, Lycoming, Centre, Montour, Union, Blair, and Luzerne Counties, Pennsylvania. The company was founded in 1934 and is headquartered in Williamsport, Pennsylvania.
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